The BCM ( Baja Capital Mortgage) Solution The BCM (Baja Capital Mortgage) solution encompasses every competitive residential real estate loan program currently available in Mexico, 100% conversion ratio for borrowers once approved as well as strong and numerous relationships with Notarios, Appraisers, Closers, Developers, and Brokerages, a portfolio of resources, solutions and subsequent leverage which BCM draws upon to offer mortgage services unequalled in Mexico.   Loan Programs BCM (Baja Capital Mortgage) Loan Programs BCM has partnered up with every source of funding in Mexico to offer the widest portfolio of lending products Mexico has to offer. BCM offers over 150 different loan programs with some of the basics of each outlined below. Please call or email for a prequalification and consultation and one of our experienced financial advisors will be happy to advise you on which loan program best fits your needs and to effortlessly guide you though the Mexico real estate purchase process.

Residential purchase / Cash out refinance 30yr fixed loans starting at 8.25% 25yr fixed loans starting at 7.25% 20yr fixed loans starting at 6.875% 15yr fixed loans starting at 6.625% 10yr fixed loans starting at 6.5% No Prepayment penalties available Construction Loans BCM is now lending at 70% loan to cost utilizing the land as collateral. Rates at 9% Interest only with approved builders. BCM offers Construction to permanent loans with a 1 time close and no max loan amount.

Cash out refinance Clients can now cash out 80% of appraised value 15yr/20yr/25yr/30 yr adjustable and fixed rate loans with rates from 7% with 45 day closes   Raw Land financing Available to US and Canadian citizens 30% down - 10yr note with rates from 7%